Articles by "Tips"

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Since carrying a physical copy of Aadhaar isn't always practical, the UIDAI launched the mAadhaar app.

mAadhaar is the official Aadhaar smartphone app launched by the UIDAI, to let users easily and conveniently access their Aadhaar details right from their smartphone, whenever and wherever they wish to.

Here's how you can add profiles of your family members in the mAadhaar app.

How to add profiles of family-members in mAadhaar-app
mAadhaar app: How to add profiles of family members
mAadhaar app: How to add profiles of family members

Step-by-step procedure
To add profiles of your family members in the mAadhaar app, follow these steps:

Open the mAadhaar app, and click on the 'Plus' icon to add a new profile.

Next, enter the Aadhaar number of the concerned member.

Subsequently an OTP will be sent to the Aadhaar-registered mobile number. Enter the same.

Notably, a maximum of three profiles can be added in a device.

Other features of the mAadhaar app
1) Biometric locking/unlocking: The mAadhaar app allows the user to temporarily lock/unlock their Aadhaar biometrics.

2) TOTP generation: In case the SMS-based OTP fails, you can use the app's Time-based One-time password (TOTP) feature.

3) Generate or fetch VID: The app also lets you generate or fetch your VID, if needed.

4) QR code/eKYC: Use QR code scan and electronic-KYC instead of manual entry.

Clearing the air around Aadhaar status
Post the September 26, 2018 SC verdict relating to authentication of Aadhaar, there has been quite a lot of confusion with respect to services where Aadhaar is necessary.

Aadhaar is no longer mandatory for services such as bank account, telecom services, and school admissions/entrance tests.

However, it is still necessary for getting a PAN, filing I-T returns, and availing government welfare schemes.

March 14, 2019 , , , ,
After a long wait, Microsoft is adding the capability to use Android apps on Windows 10.

The Redmond giant has started testing the 'phone screen' feature of its 'Your Phone' app for Windows 10.

The feature will let you access apps from PC but is only available for Insider running the latest test build of Windows 10 at the moment.

Here's how it works.

Now, use Android apps on your Windows PC: Here's how

Now, use Android apps on your Windows PC: Here's how
Now, use Android apps on your Windows PC: Here's how

How phone screen works

Last year, Microsoft debuted 'Your Phone' app as a way to access photos and messages directly from an Android device.

Then, in October, the company unveiled its 'Phone Screen' feature - a capability that allowed Windows 10 users to access their entire phone on PCs.

It mirrors the phone screen to Windows 10 and provides a list of apps to access directly.

So, basically, you could use apps without touching your phone

Simply put, the feature makes a range of apps accessible directly via PC. You could, for instance, launch Uber to book a cab or respond to a Snap without even touching your phone.

However, there are some basic requirements to use this feature
As the feature is still in the testing phase, people with the latest insider build of Windows 10 (build 1803 or newer) would only be able to use phone screen mirroring.

Microsoft also says that users would need a phone with Android 7.0 or newer and a PC with Bluetooth's Low Energy Peripheral mode to use this feature successfully.

Phones currently supported

In the current state, phone screen mirroring can work if you have Samsung's Galaxy S8, S8 Plus, S9, or S9 Plus and a supported PC. Microsoft has promised to expand the list of compatible devices and PCs, moving forward.

Clearly, Microsoft is embracing Android now

Though there's no word on when we might see this feature in a stable build of Windows 10, the development clearly shows that Microsoft is gearing up to embrace Android.

Users have been asking for mobile apps on Windows for a long while and, with a feature like this, Microsoft is delivering it.

To note, ChromeOS already allows users to run Android apps.

March 12, 2019 , , ,
Permanent Account Number (PAN) is a unique, ten-digit alphanumeric identity issued by the Income Tax Department to all taxpayers in India.
PAN facilitates instrumental transactions such as tax payments, entering certain financial contracts, and filing I-T returns.
It also serves as a government-verified proof of identity.
Here's how you can apply for PAN online using your Aadhaar card.

How to apply for PAN using your Aadhaar card

How to apply for PAN using your Aadhaar card
How to apply for PAN using your Aadhaar card

e-PAN application facility via Aadhaar KYC

If you don't have a PAN card, you can easily apply for it online using your Aadhaar card, free of cost. The e-PAN facility launched by the I-T department lets users apply for a digitally-signed PAN using Aadhaar for KYC, for quick and convenient allotment.

Procedure to apply for e-PAN using Aadhaar KYC

Log on to the UTITSL's PANOnline portal, and click on 'Apply as an Indian Citizen/NRI.'
Next, click on 'Apply & Sign using Digital Signature/Aadhaar based e-Sign..' link.
You will be directed to Form 49A.
Check the apt boxes as per your needs, fill the form, and click on 'Submit' button.
Post successful submission, a 15-digit acknowledgment number will be issued to you.

Clearing the air around Aadhaar status

Post the September 26, 2018 Supreme Court verdict relating to authentication of Aadhaar, there has been a lot of confusion with respect to services where Aadhaar is necessary and where not.
Aadhaar is no longer mandatory for services such as bank account, telecom services, and school admissions/entrance tests.
However, it is still necessary for getting a PAN, filing I-T returns, and availing welfare schemes.

March 01, 2019 , ,
Retirement fund body Employees' Provident Fund Organisation (EPFO) allows subscribers to submit their Provident Fund (PF) account's nomination details online via its official portal- Employees' Provident Fund (EPF) is a mandatory contribution 
from every employee towards his or her retirement savings. According to EPFO's portal- it is important to nominate members to the EPF account. Then only the nominated members can withdraw the EPF savings in the event of subscribers' sudden demise. Subscribers can nominate more than one nominee and also fix the percentage of sharing among all such nominees.
PF Online Nomination Here's How To Submit Details, Other Rules Here
PF Online Nomination Here's How To Submit Details, Other Rules Here
PF Online Nomination Here's How To Submit Details, Other Rules Here
To avail EPFO's online nomination facility, subscribers must have an active UAN (Universal Account Number). Also, Aadhaar details should have been seeded to subscribers' EPF account.

Here are the steps to submit PF account's nomination details online:

Step 1: Open EPFO portal - and login by using your UAN and password

Step 2:  Click on 'Manage' tab and then click on e-nomination option

Step 3: Your details like UAN, name, date of birth, gender etc., are displayed. Provide your 'current and permanent address' details here. Click on save

Step 4:  Now, click on 'yes' to update family declaration

Step 5: Go to 'add family member(s)' and add the details of your family members whom you want to nominate. Here, you need to enter the names, date of birth, relation and address of the nominee. You can even add more than one nominee by clicking on 'adding the row'. In case of minor as a nominee, you need to assign a guardian.

Step 6: Go to 'nomination details' and declare the total amount of share among your nominees. In case, you would like to nominate only one member of your family as your nominee then you can declare 100 per cent as the share

Step 7:  Click on 'Save EPF nomination' button

Step 8: Now, click on e-sign button to generate OTP, which will be sent to the mobile number that is linked to the Aadhaar card. The Aadhaar e-sign facility helps in approving the e-nomination form. Enter the OTP

With this, the e-nomination gets registered with the EPFO. There is no need to send any physical document to the employer or ex-employer after the online nomination is done.

If you have changed your residence or moved to a new city, then do not forget to update your new address in your Aadhaar. As everything is online, the process of Aadhaar address update is hassle-free.  You can do it even if you do not hold any address proof of your current residence. For that, you have to get validation letter from UIDAI.

How to update address in Aadhaar card online - Here is the easiest way to change it

How to update address in Aadhaar card online - Here is the easiest way to change it
How to update address in Aadhaar card online - Here is the easiest way to change it

Steps to update address in Aadhaar (in case you have address proof):-

1. Go to
2. Log in with your Aadhaar number
3. Enter your recent/correct address
4. Upload documents for your new address
5. Submit your request and Save URN

Steps to update address in Aadhaar (with Aadhaar address validation)

1. Go to
2. LogIn with your Aadhaar number
2. Enter secret code received on validation letter 
3. Preview your address 
4. Now, you can submit a request and save URN

How to get address validation letter from UIDAI?

You can submit an address validation request online from "Request for address validation letter" option on the website. To submit request, the resident must get consent from an address lender or verifier who would allow their Aadhaar registered address to be used by the resident. An address lender or verifier could be a family member, relative, friend or landlord where the person is presently residing.

How To Hack PUBG Mobile Game (No Root-No Ban) In Hindi – Like always, Fun2Ind disclaims that: Performing hack attempts (without permission) on computers/ mobiles/ device that you do not own is illegal.

To be straight forward, hacking PUBG Mobile Game or PUBG PC Game is not easy in any manner. Any severe or little mistake can make you permanently banned from the one.

That doesn’t mean we are not providing you with the step by step guide on How To Hack PUBG Mobile Game (No Root-No Ban) In Hindi, we surely will.

But your mobile device or Computer/ Laptop can be banned at any moment, whether it is just at the starting level or at the terminating one. Whether you’re rooting your mobile phone or is there is any other scenario.

How To Hack PUBG Mobile Game (No Root-No Ban) In Hindi

How To Hack PUBG Mobile Game In Hindi (No Root-No Ban)
How To Hack PUBG Mobile Game In Hindi (No Root-No Ban)
When PUBG (Player Unknown’s Battle Ground) is played online, it becomes complete cheat proof. In this case, it is not possible to implement this “PUBG MOBILE HACK AIMBOT” trick in the game.

Following this, many of the players use the hacked version of the game and thus by changing some lines of the coding of the game, they become immortal.

Now, it is quite obvious that the one who is immortal will not die until the end and will have it flashed on his/ her screen – “WINNER WINNER CHICKEN DINNER.”

In all this, here you are warned that your system will be corrupted and you will be kicked out of the gaming system if your hacking activity is tracked by the BattleEye.

Invisible Shooter Hack is another modification, most of the PUBG Players that recommend by playing the hacked version go for.

As the term says, it is super simple that when no one else can see you and you can shot, you become the invisible shooter. After this, the most recommended one is the Ammunition, this can happen in a total of three manners.

First, Gun Recoil is turned off, therefore there is not much time lag between first, second, third and the subsequent shots. Also, many pro PUBG Players use the Ammunition trick to make their ammunition capacity to infinite.

When AI and Machine Learning is equally implemented in the rest of the world, why can’t it be used for playing PUBG? So, here is what many other PUBG players have done. This is the simple hack of PUBG Mobile AIMBOT.

As the name suggests, it is nothing but the mod or an application or simply bots that will aim and shoot for you by mere holding down a button.

The code is injected in the client’s users side system and thus, the AIM of shooting in the head is automatically locked with the help of this mod APK or application.

Also, here are the top 20 tricks in PUBG Mobile for you. You can break a door and damage your opponent’s health using a Molotov in this way.

If your teammate is offline and the blue zone is coming towards you, you can carry your offline teammates on a vehicle in this manner and take in towards the safe zone.

You can mark the airdrops in this manner and find us the exact distance. Open the mini-map and mark a pointer at the same distance in the same direction.

You will find the drop over there. You can stand on these boxes inside the shed to fire enemies and can check right and left. You can check the bottom-right corner of your screen to know whether it’s a night or a day. If shot from a range of 200 meters can damage a fresh level three helmet to almost eight two per cent and m24 can damage it almost 87 per cent and an arm can fully damage a level three helmet. You can land on the top of the bridge in order to reach the other end faster rather than choosing to swim. It takes 38 bullets to blast a buggy with m416 and here’s the info for the rest of the guns.

It takes 45 bullets to blast the car with the m416. It takes 49 bullets to blast the jeep with the m416. Stand on the couch and pull the smoke, hold it in your hand till the end. Now aim towards the stairs, only you can see your enemies, they can’t see you. One more way to do this is to stand on this railing and hold the grenade until it blooms. Now take your position over here, you can see them clearly but they can’t. Using this trick you can jump faster than ever, make your landing location, turn yourself perpendicular to it, look down and keep the joystick at a 10 O clock angle. A level one bag has a capacity of 300 and level two has a capacity of 350 and level three has a capacity of 400.

A grenade occupies 18 bits space, Molotov occupies 16 bit and smoke occupies 14-bit space. Taking the grenade as a fae we can keep 45 ammo of 0.45 cap, 45 ammo of 9 millimetres, 36 ammo of 5.56, 25 ammo of 7.62, 18 ammo of 300 Magnum or 13 ammo of 12 Gauge instead of the grenade. When you play a war game, keep an eye on the respawn, don’t kill our enemies when the timer is less than 10 seconds. Only kill them when the timer restarts. You can jump in this manner from one building to the other in order to confuse your enemies and kill them easily. When you are about to loop in the wall, make sure that your more preferable rifle in on the second slot.

Because the new weapon picked up would always go on a first lock. You cannot change your weapons position while you are in the water. Even wondered what the merit is for? The merit system is to measure the behaviour of the gamers, each player has a hundred merit points when you kill your teammates, your merit is reduced by ten points. The next repeated violation would reduce fifteen merit points and then third each time a teammate is deliberately killed you will be allowed to play solo matched. If merit reaches below 50 you can earn merit points as follows plus three if you finish in the top ten, plus two if you finish from 11 to 50 points from plus one if you finish from 50 to 100.

You can use a grenade in this manner to take our stuck vehicle. This indicates the fuel capacity of vehicles, it is divided into four parts, that is four litres of fuel of buggy gives a mileage of almost 5000 metres per litre in normal mode and almost 3500 meters per litre in turbo mode. A car gives a mileage of 3500 meters per litre in normal mode and almost 1200 meters per litre in turbo mode. A jeep gives a mileage of almost 4000 meters per litre in normal mode and almost 1300 meters per litre in turbo mode. Enable the quick escape switch button in the settings to get an option like this to switch between your scopes. While jumping offa high building, move inwards and stay attached to the wall to avoid fall damage.

Here’s a fun tip, you can get on the top of these characters to find a banana in the training mode. Hopefully, this guide will help you out in hacking the PUBG Mobile. Again we’re asking you not to do it for any professional purpose or with the aim of hurting someone in mind. Otherwise, neither us nor anybody but solely you will e responsible for the illegal actions against you. Moreover, if you’re having any questions regarding How To Hack PUBG Mobile Game (No Root-No Ban) In Hindi, do let us know in the comment box below. Moreover, for all other tips and tricks related to Player Unknown’s Battle Ground, keep visiting us on official website – We will keep posting the latest updates right here.

How To Uninstall App In Jio Phone In Hindi/Tamil (Facebook/Assistant) – Uninstalling pre-installed apps or new apps (installed by you at some point in time) in Jio Phone is not an easy task.

At least not as easy as uninstalling the apps in Android-operated smartphones. In Android, all you need to do is just visit tap longer on the app.

Then, the app will become movable. In the top, drag the app to top to uninstall button and simply uninstall it. But, the recently launched Reliance Jio Phone is operated on KaiOS operating system.

Thus, the way of uninstalling the mobile application in Reliance Jio is not as easy as uninstalling app in Android Smartphone. Following which, in this in-depth guide of, today let’s see – How To Uninstall App In Jio Phone In Hindi/Tamil (Facebook/Assistant).

How To Uninstall App In Jio Phone In Hindi/Tamil (Facebook/Assistant)

How To Uninstall App In Jio Phone In Hindi/Tamil (Facebook/Assistant)
How To Uninstall App In Jio Phone In Hindi/Tamil (Facebook/Assistant)
The very first thing to learn, before uninstalling the apps from Jio Phone is that you can delete only those apps which you’ve downloaded earlier.

You cannot delete all the apps from your Reliance Jio Phone. Because there are few system apps which comes pre-installed in your Reliance Jio Phone.

In this case, just keep in mind, don’t even try to uninstall those applications, otherwise, your phone will start behaving irregularly.

Although, you will not be able to uninstall the system apps normally. But, there are few rooting methods, which lead to the eradication of warranty of the mobile phone, if performed. Also, side by side, it leads to uninstalling the system apps from your Reliance Jio Phone.

Thus, it can be concluded that apps can be deleted which are downloaded by you only. To do that, you will first have to go to the app store.

Open the application that you want to delete. After clicking on that app, you will easily be able to find the uninstall option.

If you’re unable to find the same, that means, that particular app cannot be deleted normally, thus, you will have to perform some other serious task to delete that Reliance Jio Phone Application.

In case, you’ve deleted any application by mistake, you can easily install it back from the same app store from where you uninstalled that particular android application.

In case a situation arrives when you’re willing to root the Jio Phone. Then, first, you will need to learn if the Jio Phone is rootable or not? Needless to say, any operating system can be rooted easily. Just methods are different.

Unofficially, according to experts, the definition of rooting can be said as “Rooting means you have root access to your device—that is, it can run the sudo command, and has enhanced privileges allowing it to run apps like Wireless Tether or SetCPU.”

The Jio Competitor to talk about the industry dynamics Jio’s impact on the sector – Salil Mytha Spoke on ET News today in an exclusive chat and a whole host of these issues.

Telecom is the backbone of the digital society and now you have very clear three players in the market place other than BSNL.

And, we all know the future of nations like India which are fast emerging on the world stage is going to be built in the back of digital and in that telecom is going to play in our greater and bigger role in times to come.

Say in fact the financialization is only increasing in our country Digital transactions are going higher, the role of the telecom sector and the kind of profitability profile of the sector in the four-five years.

Do you think it will be our more volume base compared to the owner already been established? There was always one thing that the volume market has Indian pricing and tariffs and historically been world beaters have been low and there was not the back of the scale that you have.

Very large nation, lots of people using mobile phones, affordability had become the norm and now that is gone up by 10X on data and one and a half to two times on voice traffic as well.

Thankfully given the volume, you just need some small marginal tweaks in the turfing, which will probably bring back the profitability of sustainability.

There is required for any capital intensive industry like telecom. So, where do you see the cycle of evolution of the sector, where is telecom right now.

Answer: It’s right in the middle of the sweet spot because of everything that is moving around us has to necessarily be taken from the ecosystem of telecommunications.

If you look at more and more people using smartphones, more and more people consuming entertainment, consuming banking services, consuming payout.

We’ve been also willing to let you know that soon, all the FAQs (Frequently Asked Questions) of Reliance Jio will be shared with you. The sample of the questions can be like – Can I use JioFi SIM in another 4G Mobile? What is the future of eCommerce in India? What are the best and trustable websites to sell?

How is Jio Wi-Fi? I am planning to buy one. How Jio TV work? Is Jio TV DTH need a smart TV? What are the top e-commerce companies in India? What is the eCommerce future in India? How will eCommerce become the first and reliable choice in small cities and villages of India? What is the future of eCommerce in India? Do the new 1500 Rupees JIOPHONE has hotspot?

Though not completely related to Reliance Jio, yet now, businessman Anil Ambani’s Reliance Communication has decided to file for bankruptcy before the Mumbai bench of national company law tribunal in a statement released on Friday.

The Anil Ambani let telecom firm said that it has decided to implement debt resolution plans through the law tribunal framework.

It said that the decision was prompted due to lack of consensus among the lenders and several pending legal challenges outlining the reasons behind the decision to go to the Lord Tribunal our comb said that there is the absence of complete approval and consensus among 40 lenders and even after 45 meetings of the course of 12 months.

As well as numerous legal issues are pending at the Supreme Court.

Reliance Jio being one the most used telecommunication company in the nation (and world) is already in headlines these days for news like “Airtel, Vodafone, Idea step up 4G focus to take on Jio” and “Airtel vs Vodafone vs Jio: Best Prepaid recharge plans with longer validity” and “BSNL launches Bharat Fiber FTTG service in reply to Jio GigaFiber, Airtel V-Fiber” and “Jio Effect: BSNL 100MBPS Broadband Plan Announced with 40GB Daily Data Limit at Indian National Rupees 2499” and “Reliance Jio may bundle its own 5G handsets with 5G services: Report” and “Why RCom’s NCLT move is good news for Jio” and “Jio GigaFiber Installation process, plans, price, and more in Early 2019: Answer to your questions about Jio” and “RCom continues to pursue deal with Rjio outside NCLT process” etc.

Hopefully, with this, all your questions related to Reliance Jio will be answered such as How to Uninstall app in Jio Phone 1500 in Hindi, similarly, how to Install Facebook, Video Call App, Delete Facebook or Uninstall My Jio App in Keypad Phone? Apart from this, we promise you to keep you updated with all the latest news of Reliance Jio.

Also, if you’re having any other question regarding Reliance Jio or How To Uninstall App In Jio Phone In Hindi/Tamil (Facebook/Assistant), do let us know about the same using the comment box below.

t often happens that when we try logging in to a Google account after some time, we end up forgetting the password. What makes the situation worse is that the same password is also used to log into Gmail, one of the most popular email platform across the world. More dangerous can be that your Google (or Gmail) account gets hacked and the hacker changes the password. While some people use third-party apps to store all their passwords at a single location, many of us don’t. So how do you get your password back or create a new one? Just follow these simple steps to get access back of your Google account.
Forgot Gmail or Google account password? Here’s how to recover
Forgot Gmail or Google account password? Here’s how to recover
Forgot Gmail or Google account password? Here’s how to recover
1. Click on ‘Forgot password?’ on the Google login page.
2. Enter the last password that you remember. If you don’t remember than click on the ‘Try another way’ option.
3. Google will then ask if it can send a verification notification on your smartphone that is associated with the account.
4. If you don’t have your phone number near you, Google will try sending you a verification code on the alternate email ID. In case you don’t have an alternate email ID, click on ‘Try another way’ once again.
5. Google will ask you for ANY email ID (that is accessible by you) where it can contact you. Once shared, a verification code will be sent to that email ID.
6. Once received, fill the code in Google’s dialogue box.
7. Once done, you will be able to access your Gmail or Google account.

It is recommended that you change the password once you log in and store it somewhere safe that is accessible easily. You can also use third-party apps like LastPass to save all your passwords securely. You can also click/tap on ‘Save password’ when you log in to any service in Chrome. This way, Google saves your password and recommends it the next time you open the service. Apple has a similar tech called ‘iCloud Keychain’.

In times of urgent need of cash when your bank balance is low, credit card comes as an helping hand. They help you buy goods and services almost anywhere and anytime. One of the greater charms of using credit cards are that, they are hassle free, easily accessed, and less time-consuming compared to normal format of applying for loans. But there can be an occasion, that you want to use your credit card in emergency, however, cannot do so because you are blocked. Invalid credit card can be due to various reason and requires attention. It is very important be aware of various steps that can help you unblock your credit card.

Let’s understand, various situation to why your credit card was blocked and what can be done in such scenarios. 

Is your credit card blocked? Don't panic, do this (Unblocked Credit Card)

Is your credit card blocked? Don't panic, do this (Unblocked Credit Card)
Is your credit card blocked? Don't panic, do this (Unblocked Credit Card)

1. Over utilization 

Generally, the lowest credit card has a transaction limit of Rs 25,000 a month for every individual. There are host of categories in credit cards like classic, premium, gold, etc. and their transaction limit is different. The higher is your credit card, for instance gold or premium - then the higher will be your usage limit in a month.

However, not many are aware that their credit cards can be blocked on over utilization. For instance, you continue to swipe and exhaust the limit of the credit card, then it will be blocked. 

What can be done?

When the card is blocked in this case, you can unblock by making the payment of the amount used. However, making payment of the amount used will not be an ideal situation for many citizens, as the idea behind using the credit card in the first place was because they were out of cash.

Thereby you should always keep a check of your credit card limit and balance. 

For instance at SBI: To know your available limit, SMS AVAIL XXXX (XXXX=last 4 digit of your SBI Credit Card) and send it to 5676791. 

To know your total outstanding, SMS BAL XXXX (XXXX=last 4 digit of your SBI Credit Card) and send it to 5676791. 

2. Irregular payments! 

While one just thinks of credit card usage in emergency basis, the real problem occurs while repaying the debt. Often a new customer has not pre-planned on how to repay dues of this card. If they missed the deadline to make repayment of debt or even minimum amount then their card will blocked.

What can be done?

One has to make an immediate payment! Banks allow you to make payment of total outstanding balance or total amount due or minimum amount due for unblocking your credit card.

For example, if you credit card limit is Rs 25,000 and you have made a transaction of Rs 19,000 on January 1, and you missed the deadline for first installment. Then you can either pay entire Rs 19,000 dues along with interest depending upon banks or just pay minimum amount due which will vary from Rs 1,000 to Rs 3,000. The moment you follow this procedure, you are free to access your credit card once again and continue repaying your debts.

3. Payment default on 3 transactions. 

First payment default is still not much burdensome, if you continue to default on three payments. Then, your debt will continue to rise due to interest levied by banks. Meantime, your credit card will be blocked until any payment is achieved. 

This will also hamper your credit history. Such would drag down your credit score and even your chances for availing any kind of loans like personal, home or vehicle in future. 

What can be done? 

The procedure to come out of this trap is also same like the first defaulting case. Either make immediate payment of outstanding balance or minimum amount dues or total amount dues. 

4. Between 4-6 payment default! 

Despite repeated reminders, if you still continue to not pay your credit card dues, then your card will be permanently withdrawn from banks. In short, they will be made invalid. 

What can be done?

Firstly, make the payment of the entire debt amount at your bank. After completing this process, you will have to contact your bank customer care number or visit branch, for registering your credit card so that it can be re-activated.

This will take a long process, as banks will review your request and consider your past history. Chances for re-activating your credit card will be limited in scenario.

5. Written-off accounts!

SBI on its website says, “In case your SBI Card account has been written-off, credit facility on your card will be permanently withdrawn and cannot be re-activated.”

This scenario takes place, when you have defaulted for six-consecutive payments. 

What can be done?

Most bank allows you to re-apply for a new credit card. In case of SBI, the bank says to apply afresh for their Unati card only after due diligence. 

These terms are - that you have to pay complete outstanding balance of your card. Secondly, you must be an account holder of that bank and finally you must have an term deposit account with SBI.

By having a term deposit account with SBI, will also mean that it will be kept under Card’s lien during the tenure of credit card.

In case of written-off, after paying the entire dues you can request for clean-up of your CIBIL status which increases the possibility for future credits. The process generally takes 45-60 days. 

6. Suspicious activity! 

Many banks follow a very stringent method to ensure that your credit card remains safe and secured. Hence, if there is any suspicious transactions, the banks have the power to proactively block your card in order to protect you from further misuse. These suspicious activity can be anything, for instance your card is lost or someone has hacked your internet banking or misused your phone number.

Also, if you have received a transaction alert which you have not carried, then it is advisable by the bank to block your card immediately. 

What can be done?

If you have received any message for unauthorised transactions, then you can block your card by calling the helpline number of your bank. For instance at SBI,  block your card SMS BLOCK XXXX (XXXX=last 4 digit of your SBI Credit Card) and send it to 5676791 or call our helpline 18601801290/39020202 (prefix local STD code).

If the bank blocks your card, then you will have to call helpline number to re-activate the card with new password or else apply for a new card.

7. Non-receipt of KYC documents! 

Government and RBI are very serious about having adhere KYC norms for securing your datas and ensure transparency in your financial transactions. 

As per RBI, it is required for all credit card customers to comply with ’Know Your Customer (KYC)’ norms and provide requisite information and documentation periodically. In case you fail to do so, your card may be temporarily deactivated for usage.

What can be done?

For activating your credit card, you must first submit all the required documents to your bank. 

These documents are - Aadhaar card, passport, voter’s card, driving license, PAN Card and also some banks take in form 60, passport size photographs.

You must submit a duly signed KYC renewal declaration form.

8. Permanent closure! 

There can be situation where you just do not want to continue using your credit card. This arises especially in the case, where repayment of dues become a major concern. Hence, the card holder puts a request for deactivating the credit card.

What can be done?

You can re-activate your credit card as per your bank’s terms and condition once again, after voluntarily block. Some banks allow you to log a request, however, it must be done in a specified time. For instance, SBI allows to re-activate credit card only within 3 months of blocking.

Hence, if you are credit card holder and are facing blocking issues, then remember the above mentioned pointers for your financial needs.

Samsung has made fight tough for smartphones in the sub-Rs 15,000 segment with the launch of its all-new M-Series. Dubbed Samsung Galaxy M10 and Galaxy M20, the smartphones are priced at Rs 7,499 and Rs 10,999 respectively. Samsung Galaxy M-Series is the company’s India-first smartphone range. Both the smartphones run on Samsung’s mid-range Exynos processor.

Among the duo M20 boasts of more powerful specifications. Here we compare Galaxy M20 to the other smartphones priced in this range. These include Xiaomi Redmi Note 6 Pro, Nokia 6.1 Plus and Honor 10 Lite ...

Best smartphone under Rs 15,000: Samsung Galaxy M20 vs Xiaomi Redmi Note 6 Pro vs Nokia 6.1 Plus vs Honor 10 Lite

Best smartphone under Rs 15,000: Samsung Galaxy M20 vs Xiaomi Redmi Note 6 Pro vs Nokia 6.1 Plus vs Honor 10 Lite
Best smartphone under Rs 15,000: Samsung Galaxy M20 vs Xiaomi Redmi Note 6 Pro vs Nokia 6.1 Plus vs Honor 10 Lite

Price: Samsung Galaxy M20’s 4GB RAM/64GB storage variant is cheapest.

  • Samsung Galaxy M20: 3GB + 32GB (Rs 10,990), 4GB + 64GB (Rs 12,990)
  • Xiaomi Redmi Note 6 Pro: 4GB + 64GB (Rs 13,999), 6GB + 64GB (Rs 15,999)
  • Nokia 6.1 Plus: 4GB + 64GB (Rs 15,499)
  • Honor 10 Lite: 4GB + 64GB (Rs 13,999), 6GB + 64GB (Rs 17,999)

​Operating system: Both Nokia 6.1 Plus and Honor 10 Lite run on Google’s latest Android 9.0 Pie.

  • Samsung Galaxy M20: Samsung Experience UI v9.5 based on Android 8.1 Oreo
  • Xiaomi Redmi Note 6 Pro: MIUI 10 based on Android 8.0 Oreo
  • Nokia 6.1 Plus: Stock Android Oreo (Android One)
  • Honor 10 Lite: EMUI 9.0 based on Android 9.0 Pie

​Display: At 6.3-inch screen, Samsung Galaxy M20 has the biggest display.

  • Samsung Galaxy M20: 6.3-inch full HD+ (2340x1080 pixels) Display
  • Xiaomi Redmi Note 6 Pro: 6.2-inch full HD+ (2246x1080 pixels) Display.
  • Nokia 6.1 Plus: 5.8-inch FHD+ (1080x2246 pixels) Display.
  • Honor 10 Lite: 6.21-inch full HD+ (1080 x 2340 pixels) Display.

Processor: Samsung Galaxy M20 runs on newest Exynos processor.

  • Samsung Galaxy M20: Octa-core Exynos 7904 processor
  • Xiaomi Redmi Note 6 Pro: Octa Core Qualcomm Snapdragon 636 processor.
  • Nokia 6.1 Plus: Qualcomm Snapdragon 636
  • Honor 10 Lite: Octa-core Kirin 710

RAM: Both Honor 10 Lite and Xiaomi Redmi Note 6 Pro also come in 6GB RAM option.

  • Samsung Galaxy M20: 3GB and 4GB RAM options
  • Xiaomi Redmi Note 6 Pro: 4GB and 6GB RAM options
  • Nokia 6.1 Plus: Only 4GB RAM option
  • Honor 10 Lite: 4GB and 6GB RAM options

Storage: Samsung Galaxy M20 comes in two storage options.

  • Samsung Galaxy M20: 32GB and 64GB storage options.
  • Xiaomi Redmi Note 6 Pro: only 64GB storage option.
  • Nokia 6.1 Plus: only 64GB storage
  • Honor 10 Lite: only 64GB internal storage

Rear camera: Nokia 6.1 Plus leads in megapixels with 16MP rear camera.

  • Samsung Galaxy M20: 15MP (f/1.9 aperture) + 5MP (Ultra-wide sensor)
  • Xiaomi Redmi Note 6 Pro: 12MP (f/1.9 aperture) + 5MP (f/2.2 aperture)
  • Nokia 6.1 Plus: 16MP (f/2.0 aperture) + 5MP (f/2.4 aperture)
  • Honor 10 Lite: 13MP (f/1.8 aperture) + 2MP (f/2.4 aperture)

Front camera: Only Xiaomi Redmi Note 6 Pro offers dual-front cameras.

  • Samsung Galaxy M20: 13MP (f/1.9 aperture)
  • Xiaomi Redmi Note 6 Pro: 20MP (f/2.0 aperture) + 2MP (f/2.2 aperture) 
  • Nokia 6.1 Plus: 16MP (f/2.0 aperture)
  • Honor 10 Lite: 24MP (f/2.0 aperture)

Battery: Samsung Galaxy M20 boasts of maximum battery capacity of 5000mAh.

  • Samsung Galaxy M20: 5000mAh
  • Xiaomi Redmi Note 6 Pro: 4000mAh 
  • Nokia 6.1 Plus: 3060mAh
  • Honor 10 Lite: 3400mAh

Colour options: Xiaomi Redmi Note 6 Pro has maximum colour options: Black, Blue. Red and Rose Gold.

  • Samsung Galaxy M20: Ocean Blue and Charcoal Black
  • Xiaomi Redmi Note 6 Pro: Black, Blue. Red, Rose Gold colour variants.
  • Nokia 6.1 Plus: Black, Blue and White
  • Honor 10 Lite: Sapphire Blue, Sky Blue, Midnight Black colour options

Reliance Jio has now introduced a dedicated JioRail app for JioPhone and JioPhone 2 feature phone users in India. The JioRail app is powered by IRCTC and it allows users to book and cancel tickets by using debit cards, credit cards and e-wallets, check PNR status, train information, timings, routes, seat availability and several other services. “In its continued effort towards building a Digitally empowered India, Jio is redefining convenience for its users yet again,” said the Mukesh Ambani-owned telco in a press statement. The JioRail app can be downloaded for free via Jio App Store. This move from Jio comes after the introduction of two long-validity plans for JioPhone users. As of now, it’s unknown whether the JioRail app is available for other KaiOS devices like the Nokia 8110 4G.

JioPhone Users Can Now Book Railway Tickets Through JioRail Mobile App

JioPhone Users Can Now Book Railway Tickets Through JioRail Mobile App
JioPhone Users Can Now Book Railway Tickets Through JioRail Mobile App

JioRail App for JioPhone Launched

As noted, Jio announced the JioRail app in collaboration with IRCTC and it allows users to make Tatkal booking for any last minute travel plans. Firstly, to book the tickets, users will have to sign in with their IRCTC account. If a user does not have an IRCTC account, the app allows them to create one without hassle. Furthermore, with JioRail app, users can check the PNR status for the tickets booked and it will soon provide IRCTC’s newly launched services like PNR status change alerts, locate train and food ordering in future.

Back at the launch of JioPhone 2, the company stated that it has over 25 million JioPhone users, which is an incredible number considering the original JioPhone was released back in June 2017. At the moment, we don’t have the exact JioPhone subscriber base, but it’s expected to be over 40 million. Jio’s aim was to achieve 100 million JioPhone users which could happen in the next couple of years.

Launching the JioRail app for JioPhone and JioPhone 2, the company stated “Train ticket booking has been made quite simple on the JioRail app. With this unique service, India’s consumers can avoid standing in long queues or pay agent fees to book tickets and instead enjoy an enhanced digital life experience.”

As you might be aware of by now, the JioPhone and JioPhone 2 runs KaiOS which is the reason why developers are able to launch new applications. JioPhone already has support for popular apps such as WhatsApp, Facebook, YouTube, Google Maps and so on.

JioPhone Users Got Two Long-Validity Plans

Last week, Reliance Jio announced two long-validity plans for JioPhone users. The plans in question are Rs 594 and Rs 297 which offer benefits for 168 days and 84 days respectively. The Rs 594 plan offers unlimited calling, 0.5GB or 500MB of 4G data per day and 300 SMSes every month for a period of 168 days, while the Rs 297 plan ships with similar benefits for 84 days from the date of recharge. If you closely observe, Jio is providing the Rs 99 JioPhone plan for six months and three months respectively, and there’s nothing special with the newly launched long-validity plans for JioPhone users.

Are you still confused about the new DTH regulations and channel selection process and their pricing or are you feeling lazy to call up the customer care of your TV service provide? This web application might be the answer to your quest of knowing how much more your channels are going to cost on the basis of channels you want to watch.

How to check price of new DTH pack using TRAI’s official web application

How to check price of new DTH pack using TRAI’s official web application
How to check price of new DTH pack using TRAI’s official web application
To make things easier for consumers, TRAI has introduced a new web application called Channel Selector. Users can use this application to customize the channels they want to watch and also check the MRP (Maximum Retail Price) for their package. However, in order to apply that package or channels to their respective DTH connection, users have to visit the service provider website or contact customer care.

January 31 being the last date to switch to the new DTH plans, here’s how you can customize channels based on your interest and check the monthly rental for your package using this application.

1. Visit ‘’ using your PC, smartphone or laptop.

2. Now, click on ‘Get Started’ button from the bottom of the page.

3. Enter your name under the given field and click Continue Note: Providing name is optional. You can skip if you don't want to share your name.

4. In the next step, select your state and click Continue.

5. Now, choose your prefered languages from the given options 

6. To make the things easier, select the genres of your interest such as Sports, Music, News, etc.

7. Then, it will ask to choose the channel type (SD/HD/both) and continue.

8. After the above step, it will redirect to ‘Pay Channels’ page 

9. On this page, you can select all the paid channels you want to watch and also check the price of individual channel or bouquets.

After selecting the channel, the total amount will be shown at the top-right corner of the page Click on ‘View selection’ button and to check the detailed information on your package.

For those unaware, Telecom Regulatory Authority of India’s (TRAI) has implemented new rules and regulations for the television and broadcast sector, consumers now have the ability to choose the channels they want to watch and they will have to pay for those paid channels only.

Maruti Suzuki and Hyundai launched their hatchbacks almost at the same time in the Indian markets. With a lot of upgrades and improvements, both cars seem to go all out in the battle for being the best hatchback in the market. However, there is one more to compete with the two and that is the Tata Tiago.

Since there are a lot of variants for each model, we would be considering the top line petrol variant for reference. In terms of engine size, the WagonR is evenly matched by Tiago as both have a 1.2-litre engine, though the Tiago has one cylinder less. Despite that, the Tiago makes the most power at 84 bhp, followed by the WagonR with 82 bhp, and Santro taking third place at 69 bhp.

Maruti Suzuki Wagon RTata TiagoHyundai Santro
Engine1.2-litre K-Series1.2-litre Revotron1.1-litre
Power81.8 bhp84 bhp69 bhp
Torque113 Nm114 Nm99 Nm
Transmission5-speed manual/AMT5-speed manual/AMT5-speed manual/AMT

Maruti Suzuki WagonR vs Tata Tiago vs Hyundai Santro: Which hatchback fares best
Maruti Suzuki WagonR vs Tata Tiago vs Hyundai Santro: Which hatchback fares best
In terms of dimensions, WagonR is the longest and the tallest between the three. It is also the lightest, however, at 830 kg, while the Tiago is the heaviest at 930 kg. Regarding boot space, the Wagon R offers the least, with 180 litres, while Tiago is the most spacious with 242 litres. The fuel capacity of all three hatchbacks is identical at 35 litres.

Maruti Suzuki Wagon RTata TiagoHyundai Santro
Length3655 mm3746 mm3610 mm
Width1620 mm1647 mm1645 mm
Height1675 mm1535 mm1560 mm
Wheelbase2435 mm2400 mm2400 mm
Boot Space180 L242 L235 L
Kerb Weight830 Kg930 Kg855 Kg
Fuel Tank Capacity353535
Maruti Suzuki WagonR vs Tata Tiago vs Hyundai Santro: Which hatchback fares best
Maruti Suzuki WagonR vs Tata Tiago vs Hyundai Santro: Which hatchback fares best
The Hyundai Santro is considered one of the safest in the segment and is armed with features like ABS with EBD, Electronic Stability Program and central locking, among others. The Tata Tiago loses out on central locking while the WagonR follows suit with fewer features.

Maruti Suzuki Wagon RTata TiagoHyundai Santro
Passenger AirbagsYesYesYes
Electronic Brakeforce DistributionYesYesYes
Electronic Stability ProgramNoYesYes
Engine ImmobilizerNoYesYes
Central LockingNoNoYes
Child Safety LockNoYesYes
Maruti Suzuki WagonR vs Tata Tiago vs Hyundai Santro: Which hatchback fares best
Maruti Suzuki WagonR vs Tata Tiago vs Hyundai Santro: Which hatchback fares best
Tata Tiago falls short in terms of amenities as well, though it does get a tilt adjustable steering. Wagon R and Santro on the other hand are sufficiently equipped, with air-conditioner, steering mounted audio controls and optional keyless entry.

Maruti Suzuki Wagon RTata TiagoHyundai Santro
Auto air conditionerYesYesManual
Steering AdjustmentTiltTiltNone
Steering Mounted Audio ControlsYesYesYes
Rear Parking CameraNoNoYes
Electrically Adjustable Rear-View MirrorNoNoYes
Keyless EntryYesNoYes
Rear AC ventsNoNoYes

Satish Kumar

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