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How To Cancel Amazon Prime Membership/Subscription (India/USA) With Refund – It doesn’t matter if you belong to India or USA in case, this guide will teach you in a step by step manner about How To Cancel Amazon Prime Membership/Subscription (India/USA) With Refund. Following this, you’re kindly requested to please don’t miss any of the below mentioned steps.

Thus, today I will show you how to do it on both the Amazon app and the Amazon website. Let’s first begin with the Mobile Android/ iOS application. msnTarGet.com

Open the Amazon mobile app. Once the app is open, tap on the menu button on the top left. Then tap on Your Account button. On the account page, tap on the Prime Membership.How To Cancel Amazon Prime Membership/Subscription (India/USA) With Refund

How To Cancel Amazon Prime Membership/Subscription (India/USA) With Refund

How To Cancel Amazon Prime Membership/Subscription (India/USA) With Refund
How To Cancel Amazon Prime Membership/Subscription (India/USA) With Refund
On the Prime Page, scroll down until you see the button saying do not continue, tap that. Now scroll to the bottom and choose I do not want my benefit.

Now on the next page, scroll down and tap end my membership. And, now finally tap on Cancel my membership. MobAsk.com

Your membership will now be cancelled, but you can still use Prime until your current billing period has ended. This is how you do it on the website as well.

Go to the Amazon web page, log in to your account. Click on your account button and choose your Prime Membership from the drop down list.

On the left sidebar, click on Do Not Continue button. Click on I do not want my benefits and then proceed with the same steps as mentioned above for the website.

So, this is enough for the steps you needed to follow to cancel your Amazon Prime Membership. Now, please check these – 10 Amazon Prime Benefits You Might Not Be Using. SoAs.in

1: Same day or One Day Delivery – In addition to the free two day shipping option, Amazon offers to its Prime Members in selected areas. You can now get free Same Day or One Day Shipping on selected orders over 35$.

If the order is under 35 I member pay only 5.99$ per order. A full list of the program terms and details are on the Amazon Site.

2: Lending Library – Kindle owners lending library prime members can borrow one book from the Kindle owners lending library each calendar mug this benefit is not available for all Prime Members.

As it is only available on the Kindle e-Readers Fire Tablets and Fire Phones. If you have one of these devices, you have access to hundreds of thousands of titles with no due dates.

3: Kindle firs – Here is a prime perk that most of you can take advantage of as it only requires that you have the Kindle reading app installed on your device.

It’s not exclusive to devices that are owned by Amazon. The Kindle first programme allows Prime Members to rent one free ebook a month.


Before that book’s original release date, Kindle first is great, if you want early access to popular books. 4: Twitch Prime – As many of you gamers know, Twitch is a popular live-streaming video platform, which is a subsidiary of Amazon. Fun2Ind.com

As an Amazon Prime member, with twitch Prime, you can get big savings on games and accessories which also includes advanced access to lightning deals.

5: Prime Photos – Many of you are aware that as a prime member that you can get unlimited photo storage in the Amazon Cloud, there is also an option of less expensive photo prints, calendars and even cards delivered to you through photo storage by using the Amazon Prints.

6: Digital Credits – There may be times when you are not in a rush to have your order delivered to you.

We know this sounds crazy, we usually want our purchases as quickly as possible. If you have the patience, you can select the no rush shipping option and most often you can get credit on your account in this.

For example, if I choose the free no rush shipping option, I can get a 5 dollar reward for the prime pantry, which is their benefit that offers groceries and other household products in everyday package sizes.

If you choose the no rest shipping option frequently, those rewards can add up quickly.

7: Amazon prime Card – Amazon Prime Store Card as an Amazon Prime Member you can also sign up for the Amazon prime store card.

If approved, you can earn 5 per cent back on anything you purchase from Amazon.

I am not an advocate of running up the credit card debt. But if you are someone who pays off your balance each month, this can save you a lot of money.

8. Prime Music – A lot of you are aware of and are using Prime video, but some of you may not be aware that Amazon has a music service called prime music.

That’s included with your membership. It has about 2 million ad free and on-demand songs. It has a curated playlist.

Or you can create your own playlist as well. It also offers offline playback with unlimited skips. msnTarGet.com

It doesn’t have the selection that music services like Spotify Add. But, at least you don’t have to spend any extra money to use.

9. Audible Channels – Audible, which is owned by Amazon, offers Prime members free access to audible channels.

Audible channels have a rotating selection of on-demand podcasts in several categories which include talk shows, news, comedy shows and many more.

Another benefit within audible for Prime Members is the ability to access a streaming version of audible audiobooks to access either of the audible services, you must download the audible app on Android iOS Windows 10 or on your fire device.

10: Prime Reading – Last but not least, Prime reading, it works a lot like Netflix, you get an unlimited reading of books magazines and comics in several categories.

It also includes books with audible narration. Prime reading is free for Prime members with the Kindle App on iOS and Android.

There are even more Prime benefits that you can take advantage of with Amazon that was not mentioned in this guide of Fun2Ind.com.

Hopefully, with the end of this guide, all your major queries related to How To cancel Amazon Prime Membership India, cancelling amazon prime on the app, cancelling amazon prime free trial 2019, managing prime membership, cancelling amazon prime video and amazon prime login etc. will be successfully answered.

Also, in the comment box below, please let us know about your expertise views on Is the $99 Amazon Prime Membership Really Worth It For Millennials? But, still in case you’re left with any query regarding How To Cancel Amazon Prime Membership/Subscription (India/USA) With Refund, please let us know in the comment box below.

Uber app will now allow riders to make free calls to the cab-drivers. The application previously used to give the call feature to the users but the passengers had to make calls through their cellular connection, but now the app has rolled out the VoIP based call feature for the Indian users. To recall, the feature was introduced in other countries for Uber back in October last year, but now it is being rolled out in India. The VoIP based function will mean that the call will be made over the internet from the Uber app, thus it will protect the phone number of the rider. Another advantage of this would be, that the call charges won’t be deducted from the rider’s cellular account. Much similar to the passengers, the Uber drivers will also get this facility thus allowing them to communicate with their riders easily. On Saturday, Uber users in India reported seeing the feature for the first time. msnTarGet.com

Uber Introduces Free Call Feature in India, Allows Passengers to Make Calls to Drivers Over VoIP

Uber Introduces Free Call Feature in India, Allows Passengers to Make Calls to Drivers Over VoIP
Uber Introduces Free Call Feature in India, Allows Passengers to Make Calls to Drivers Over VoIP

How to Use Free Call Feature on Uber

In case you want to make a call to your driver, then after you book the cab, you can tap on the calling button. A pop-up screen will allow you to choose between cellular network and VoIP to make the call, choose the Free Call option from the screen. The Uber app will now ask you to grant permission for using the microphone of the device. Tap on ‘Allow’. Once the call begins, you will be able to see the name of your driver on screen, along with it you can also see options like mute, speaker, and of course, there is the end call button. Another thing to note is that when you make a call to your driver using the Uber Free Call option, the driver won’t be able to see your name or number and the caller identity will only show “Uber”. The same will be the case when the driver calls you via the Free Call feature. Fun2Ind.com

This new feature by Uber has multiple benefits. First is the obvious advantage of keeping the numbers of riders and drivers private. The app will also increase the ease of use as now drivers or passengers will be able to make a call without even leaving the Uber app. Additionally, in case you are travelling abroad and you do not have a cellular connection then the Free Call feature will allow you to make calls when you are connected to Wi-Fi. Also, Uber users should keep in mind that although the feature is being rolled, the standard calling functionality will remain as an option in the app. MobAsk.com

Scepticism Regarding Call Monitoring

With the rollout of the new Free Call feature by Uber, there has also been some scepticism about Uber listening to the calls between drivers and riders. The access to the microphone might mean that Uber can be listening to the conversations. Some drivers also reported that they were unaware of the new change and did not pick up the calls thinking that it was someone from the company calling them. soas.in

In times of urgent need of cash when your bank balance is low, credit card comes as an helping hand. They help you buy goods and services almost anywhere and anytime. One of the greater charms of using credit cards are that, they are hassle free, easily accessed, and less time-consuming compared to normal format of applying for loans. But there can be an occasion, that you want to use your credit card in emergency, however, cannot do so because you are blocked. Invalid credit card can be due to various reason and requires attention. It is very important be aware of various steps that can help you unblock your credit card. msnTarGet.com

Let’s understand, various situation to why your credit card was blocked and what can be done in such scenarios. 

Is your credit card blocked? Don't panic, do this (Unblocked Credit Card)

Is your credit card blocked? Don't panic, do this (Unblocked Credit Card)
Is your credit card blocked? Don't panic, do this (Unblocked Credit Card)

1. Over utilization 

Generally, the lowest credit card has a transaction limit of Rs 25,000 a month for every individual. There are host of categories in credit cards like classic, premium, gold, etc. and their transaction limit is different. The higher is your credit card, for instance gold or premium - then the higher will be your usage limit in a month. Fun2Ind.com

However, not many are aware that their credit cards can be blocked on over utilization. For instance, you continue to swipe and exhaust the limit of the credit card, then it will be blocked. 

What can be done?

When the card is blocked in this case, you can unblock by making the payment of the amount used. However, making payment of the amount used will not be an ideal situation for many citizens, as the idea behind using the credit card in the first place was because they were out of cash. soas.in

Thereby you should always keep a check of your credit card limit and balance. 

For instance at SBI: To know your available limit, SMS AVAIL XXXX (XXXX=last 4 digit of your SBI Credit Card) and send it to 5676791. 

To know your total outstanding, SMS BAL XXXX (XXXX=last 4 digit of your SBI Credit Card) and send it to 5676791. 

2. Irregular payments! 

While one just thinks of credit card usage in emergency basis, the real problem occurs while repaying the debt. Often a new customer has not pre-planned on how to repay dues of this card. If they missed the deadline to make repayment of debt or even minimum amount then their card will blocked. mobask.com

What can be done?

One has to make an immediate payment! Banks allow you to make payment of total outstanding balance or total amount due or minimum amount due for unblocking your credit card.

For example, if you credit card limit is Rs 25,000 and you have made a transaction of Rs 19,000 on January 1, and you missed the deadline for first installment. Then you can either pay entire Rs 19,000 dues along with interest depending upon banks or just pay minimum amount due which will vary from Rs 1,000 to Rs 3,000. The moment you follow this procedure, you are free to access your credit card once again and continue repaying your debts.

3. Payment default on 3 transactions. 

First payment default is still not much burdensome, if you continue to default on three payments. Then, your debt will continue to rise due to interest levied by banks. Meantime, your credit card will be blocked until any payment is achieved. 

This will also hamper your credit history. Such would drag down your credit score and even your chances for availing any kind of loans like personal, home or vehicle in future. 

What can be done? 

The procedure to come out of this trap is also same like the first defaulting case. Either make immediate payment of outstanding balance or minimum amount dues or total amount dues. 

4. Between 4-6 payment default! 

Despite repeated reminders, if you still continue to not pay your credit card dues, then your card will be permanently withdrawn from banks. In short, they will be made invalid. 

What can be done?

Firstly, make the payment of the entire debt amount at your bank. After completing this process, you will have to contact your bank customer care number or visit branch, for registering your credit card so that it can be re-activated. MsnTarGet.com

This will take a long process, as banks will review your request and consider your past history. Chances for re-activating your credit card will be limited in scenario.

5. Written-off accounts!

SBI on its website says, “In case your SBI Card account has been written-off, credit facility on your card will be permanently withdrawn and cannot be re-activated.”

This scenario takes place, when you have defaulted for six-consecutive payments. 

What can be done?

Most bank allows you to re-apply for a new credit card. In case of SBI, the bank says to apply afresh for their Unati card only after due diligence. 

These terms are - that you have to pay complete outstanding balance of your card. Secondly, you must be an account holder of that bank and finally you must have an term deposit account with SBI. Fun2Ind.com

By having a term deposit account with SBI, will also mean that it will be kept under Card’s lien during the tenure of credit card.

In case of written-off, after paying the entire dues you can request for clean-up of your CIBIL status which increases the possibility for future credits. The process generally takes 45-60 days. 

6. Suspicious activity! 

Many banks follow a very stringent method to ensure that your credit card remains safe and secured. Hence, if there is any suspicious transactions, the banks have the power to proactively block your card in order to protect you from further misuse. These suspicious activity can be anything, for instance your card is lost or someone has hacked your internet banking or misused your phone number.

Also, if you have received a transaction alert which you have not carried, then it is advisable by the bank to block your card immediately. 

What can be done?

If you have received any message for unauthorised transactions, then you can block your card by calling the helpline number of your bank. For instance at SBI,  block your card SMS BLOCK XXXX (XXXX=last 4 digit of your SBI Credit Card) and send it to 5676791 or call our helpline 18601801290/39020202 (prefix local STD code).

If the bank blocks your card, then you will have to call helpline number to re-activate the card with new password or else apply for a new card.

7. Non-receipt of KYC documents! 

Government and RBI are very serious about having adhere KYC norms for securing your datas and ensure transparency in your financial transactions. 

As per RBI, it is required for all credit card customers to comply with ’Know Your Customer (KYC)’ norms and provide requisite information and documentation periodically. In case you fail to do so, your card may be temporarily deactivated for usage.

What can be done?

For activating your credit card, you must first submit all the required documents to your bank. 

These documents are - Aadhaar card, passport, voter’s card, driving license, PAN Card and also some banks take in form 60, passport size photographs.

You must submit a duly signed KYC renewal declaration form.

8. Permanent closure! 

There can be situation where you just do not want to continue using your credit card. This arises especially in the case, where repayment of dues become a major concern. Hence, the card holder puts a request for deactivating the credit card.

What can be done?

You can re-activate your credit card as per your bank’s terms and condition once again, after voluntarily block. Some banks allow you to log a request, however, it must be done in a specified time. For instance, SBI allows to re-activate credit card only within 3 months of blocking.

Hence, if you are credit card holder and are facing blocking issues, then remember the above mentioned pointers for your financial needs.

Highlights of Budget 2019 for Central Government and Private Sector Employees, Income Tax, Middle Class, Railway Passengers, Workers, Pension, Farmers, Real Estate, Home Buyers. Budget 2019: Modi govt wins hearts! From Income Tax to TDS, key takeaways for salaried individuals, tax payers

BJP PM Modi Budget 2019 Highlights : All Major Changes Budget 2019 you Must know - Piyush Goyal

BJP PM Modi Budget 2019 Highlights : All Major Changes Budget 2019 you Must know - Piyush Goyal
BJP PM Modi Budget 2019 Highlights : All Major Changes Budget 2019 you Must know - Piyush Goyal

Major Highlights of Budget 2019

1. Budget 2019-20: National Education Mission gets Rs 38,572 cr
2. Budget 2019: Local mobile manufacturing generating more jobs than ever, says Piyush Goyal
3. Budget 2019: Anti-black money moves by Modi govt brought Rs 1.3 lakh cr income to tax, says Piyush Goyal (msnTarGet.com)
4. Budget 2019 income tax return: Is your salary up to Rs 6.50 lakh? Guess what! You don't have to pay any tax
5. Budget 2019: You can save more on your home loan EMIs; how Modi-govt can help you buy your dream house
6. Budget 2019: Centre earmarks Rs 93,847.64 crore for education sector
7. Budget 2019: Govt proposes hike in allocation for export promotion schemes to Rs 4,115 cr for 2019-20
8. Budget 2019: Goyal allocates Rs 61,398 cr for health sector; Rs 6,400 cr earmarked for AB-PMJAY
9. Big Budget 2019 boost for Delhi-NCR: Centre gives Rs 1,000 crore for semi-high speed RRTS rail project (Fun2Ind.com)
10. Aviation: Govt to allocate Rs 3,900 cr to service Air India debt
11. Budget 2019: Common man's Rs 5 lakh salary tax free? Your income tax rates decoded
12. Surprise good news for investors! Piyush Goyal likely to remove LTCG tax in budget 2019
13. Budget 2019: Rs 800 bn target! Disinvestment in public sector companies - a trump card for govt?
14. Income tax return (ITR) filing: Why Modi govt should enhance home loan section 80C benefits for homeowners in Budget 2019
15. Budget 2019: Piyush Goyal announces allotment of Rs 60,000 crore in MGNREGA. Budget 2019: Big decision for farmers! Rs 6000 to be directly transferred to bank. accounts. Budget 2019: Pradhan Mantri Kisan Sammaan Nidhi Yojana Scheme? Modi's masterstoke is a win-win for farmers (SoAs.in)
16. Budget 2019: Interest rates on home, personal, vehicle loans set to rise
17. Budget 2019: Hike income tax exemption limit to Rs 5 lakh, health insurance limit too, says ALANKIT MD Ankit Agarwal
18. Budget 2019: Your benefits from fixed deposits, savings to rise? Dear NDA govt, do make bank deposits tax free
19. Income Tax update Budget 2019: Joy for salaried employees; income tax rebate up to Rs 5 lakh announced
20. 7th Pay Commission: Hike in central government employees salary; 7th cpc minimum pay, fitment factor, NPS benefits in Budget 2019 (MobAsk.com)
21. Railway Budget 2019: New trains, better facilities and more in store for Indian Railways
22. Budget 2019: Modi government's big gift! EPFO contribution enhanced from Rs 2.5 lakh to Rs 6 lakh
23. Budget 2019: Money in bank! Govt contribution in NPS hiked to 14%; central government employees, pensioners gain
24. Budget 2019: Mega pension scheme announced for unorganised sector, retired employees to get Rs 3000 per month
25. Budget 2019: Average rate of inflation down to 4.6%, says Piyush Goyal
26. Budget 2019: Mobile data usage in India up 50% says Piyush Goyal
27. Budget 2019 announcement: Modi government to launch National Artificial Intelligence Portal
28. Budget 2019 announcement: 2% interest subvention for MSMEs on loan up to Rs 1 cr
29. 7th Pay Commission: From gratuity payment hike to CPC recommendations
30. Budget 2019 announcement: Rs 6,000 investment support to farmers, says Piyush Goyal
31. Budget 2019: Rs 64,587 cr budgetary support for Indian Railways in 2019-20, says Piyush Goyal (Fun2Ind.com)
32. Budget 2019 announcement: Government announces 'Kamdhenu Yojana' for cows
33. Big Bonanza! Piyush Goyal announces no income tax up to Rs 5 lakh
34. Decoded! Income tax slabs exemption relief! Do not pay tax up to Rs 6.5 lakh now, Piyush Goyal puts money in your pocket in Budget 2019
35. Budget 2019: No GST relaxation for under construction home buyers
36. Bank account holder? Budget 2019 made your bank deposits interest income tax free! Limit hiked; Small savings schemes row solved; Modi govt makes you richer
37. Budget 2019: Big boost to women entrepreneurs; Piyush Goyal announces 3% tax benefit for women-owned MSMEs
38. Budget 2019: Piyush Goyal lays out 10 dimensions of Modi govt's Vision 2030
39. Budget 2019: Standard deduction gift for salaried employees from Modi govt Decoded! Claim Rs 50,000 benefit; pensioners benefit too (msnTarGet.com)
40. Budget 2019: Farmers loans relief - Kisan Credit Scheme to give 2%, 5% extra benefit
41. Budget 2019 Income tax rebate for affordable housing: You can buy a home now
42. Budget 2019: Piyush Goyal reaches out to farmers with income support scheme
43. Budget 2019: Bonanza for the country's middle class in an election year, Piyush Goyal proposes doubling tax exemption
44. Budget 2019: Major relief to savers! TDS on post office deposits up
45. Budget 2019: Breaking all conventions! Modi govt showers tax sops, reaches out to farmers
46. Budget 2019: Rs 3 lakh cr recovered from big corporate loan defaulters, says FM Piyush Goyal
47. Budget 2019: Up to Rs 15k per month! Modi govt launches pension plan for informal workers
48. Budget 2019: Your dream house may soon become cheap; if your real estate developer is happy, then so will you be - a PM Modi gift
49. Budget 2019: Market experts hail Piyush Goyal for slashing costs of investors
50. Budget 2019: For every Rupee in govt kitty, 70 paise comes from direct, indirect taxes
51. Budget 2019 income tax rebate: Affordable housing boost makes developers hail Piyush Goyal
52. Budget 2019 Rs 5 lakh tax cap: Income tax rebate vs income tax exemption
53. Finance Minister Piyush Goyal lauded the soldiers and said the government respects their dignity (SoAs.in)
54. Budget 2019: Electric vehicle manufacturers seek immediate action plan from govt
55. Income Rax Return: Experts welcome Budget 2019, say government tried to cover all
56. Surprise! No Income Tax for Rs 10.35 lakh annual salary
57. Budget 2019: PM Modi's policies a welcome move to boost Indian economy (MobAsk.com)

Details Highlights of Budget 2019

1. Within 2 years, Tax assessment will be done electronically
2. IT returns processing in just 24 hours
3. Minimum 14% revenue of GST to states by Central Govt.
4. Custom duty has abolished from 36 Capital Goods
5. Recommendations to GST council for reducing GST rates for home buyers (SoAs.in)
6. *Full Tax rebate upto 5 lakh annual income after all deductions.*
7. Standard deduction has increase from 40000 to 50000
8. Exempt on tax on second self-occupied house
9. Ceiling Limit of TDS u/s 194A has increased from 10000 to 40000
10. Ceiling Limit of TDS u/s 194I has increased from 180000 to 240000
11. Capital tax Benefit u/s 54 has increased from investment in one residential house to two residential houses. (Fun2Ind.com)
12. Benefit u/s 80IB has increased to one more year i.e. 2020
13. Benefit has given to unsold inventory has increased to one year to two years.

*Other Areas*

14. State share has increased to 42%
15. PCA restriction has abolished from 3 major banks
16. 2 lakhs seats will increase for the reservation of 10%
17. 60000 crores for manrega
18. 1.7 Lakh crore to ensure food for all
19. 22nd AIIMS has to be opened in Haryana
20. Approval has to be given to PM Kisan Yojana
21. Rs. 6000 per annum has to be given to every farmer having upto 2 hectare land. Applicable from Sept 2018. Amount will be transferred in 3 installments
22. National kamdhenu ayog for cows. Rs. 750 crores for National Gokul Mission
23. 2% interest subvention for farmers pursuing animal husbandry and also create separate department for fisheries. (msnTarGet.com)
24. 2% interest subvention for farmers affected by natural calamities and additional 3% interest subvention for timely payment.
25. Tax free Gratuity limit increase to 20 Lakhs from 10 Lakhs
26. Bonus will be applicable for workers earning 21000 monthly
27. The scheme, called Pradhan Mantri Shram Yogi Mandhan, will provide assured monthly pension of Rs. 3,000 with contribution of Rs. 100 per month for workers in unorganized sector after 60 years of age.
28. Our government delivered 6 crores free LPG connections under Ujjawala scheme (MobAsk.com)
29. 2% interest relief for MSME GST registered person
30. 26 weeks of Maternity Leaves to empower the women
31. More than 3 Lakhs crores for defence
32. One lakh digital villages in next 5 years
33. Single window for approval of India film makers

Maruti Suzuki and Hyundai launched their hatchbacks almost at the same time in the Indian markets. With a lot of upgrades and improvements, both cars seem to go all out in the battle for being the best hatchback in the market. However, there is one more to compete with the two and that is the Tata Tiago. msnTarGet.com

Since there are a lot of variants for each model, we would be considering the top line petrol variant for reference. In terms of engine size, the WagonR is evenly matched by Tiago as both have a 1.2-litre engine, though the Tiago has one cylinder less. Despite that, the Tiago makes the most power at 84 bhp, followed by the WagonR with 82 bhp, and Santro taking third place at 69 bhp. Fun2Ind.com

Maruti Suzuki Wagon RTata TiagoHyundai Santro
Engine1.2-litre K-Series1.2-litre Revotron1.1-litre
Power81.8 bhp84 bhp69 bhp
Torque113 Nm114 Nm99 Nm
Transmission5-speed manual/AMT5-speed manual/AMT5-speed manual/AMT
Cylinders434

Maruti Suzuki WagonR vs Tata Tiago vs Hyundai Santro: Which hatchback fares best
Maruti Suzuki WagonR vs Tata Tiago vs Hyundai Santro: Which hatchback fares best
In terms of dimensions, WagonR is the longest and the tallest between the three. It is also the lightest, however, at 830 kg, while the Tiago is the heaviest at 930 kg. Regarding boot space, the Wagon R offers the least, with 180 litres, while Tiago is the most spacious with 242 litres. The fuel capacity of all three hatchbacks is identical at 35 litres. MobAsk.com

Maruti Suzuki Wagon RTata TiagoHyundai Santro
Length3655 mm3746 mm3610 mm
Width1620 mm1647 mm1645 mm
Height1675 mm1535 mm1560 mm
Wheelbase2435 mm2400 mm2400 mm
Boot Space180 L242 L235 L
Kerb Weight830 Kg930 Kg855 Kg
Fuel Tank Capacity353535
Maruti Suzuki WagonR vs Tata Tiago vs Hyundai Santro: Which hatchback fares best
Maruti Suzuki WagonR vs Tata Tiago vs Hyundai Santro: Which hatchback fares best
The Hyundai Santro is considered one of the safest in the segment and is armed with features like ABS with EBD, Electronic Stability Program and central locking, among others. The Tata Tiago loses out on central locking while the WagonR follows suit with fewer features. soas.in

Maruti Suzuki Wagon RTata TiagoHyundai Santro
AirbagsYesYesYes
Passenger AirbagsYesYesYes
ABSYesYesYes
Electronic Brakeforce DistributionYesYesYes
Electronic Stability ProgramNoYesYes
Engine ImmobilizerNoYesYes
Central LockingNoNoYes
Child Safety LockNoYesYes
Maruti Suzuki WagonR vs Tata Tiago vs Hyundai Santro: Which hatchback fares best
Maruti Suzuki WagonR vs Tata Tiago vs Hyundai Santro: Which hatchback fares best
Tata Tiago falls short in terms of amenities as well, though it does get a tilt adjustable steering. Wagon R and Santro on the other hand are sufficiently equipped, with air-conditioner, steering mounted audio controls and optional keyless entry. Fun2Ind.com

Maruti Suzuki Wagon RTata TiagoHyundai Santro
Auto air conditionerYesYesManual
HeaterYesYesNo
Steering AdjustmentTiltTiltNone
Steering Mounted Audio ControlsYesYesYes
Rear Parking CameraNoNoYes
Electrically Adjustable Rear-View MirrorNoNoYes
Keyless EntryYesNoYes
Rear AC ventsNoNoYes

What Is PAN Card?

How To Apply For PAN Card Online/Offline In India- PAN Card (short form), well known as Permanent Account Number Card in the nation is not a new thing in India. The first time, PAN Card was issued on 12th January 1964. Basically, it has been designed with a special structure of a PAN Card number code for the use of identification and income tax details purposes. Irrespective of the fact, whether it is a PAN Card number of India’s richest person OR the president of the prime minister of India, PAN Code number will fall in the format – AAAPL1234C. In short, under section 139A of the Income Tax Department, Permanent Account Number Card is issued throughout the nation for, mainly for Indian Nationals only.

In fact, PAN is not limited to Indian Citizens only. For any foreign citizen as well, if anyone is found interested to set up his/ her business in India or wish to invest in India, will have to go through the procedure of obtaining the PAN Card. Thus, today, in this in-depth guide, we’ll let you know the step by step procedures of PAN Cards in two cases. The first case is to obtain a very brand new PAN card online. In this, complete details of How To Get A New PAN Card Online will be taught to you.

How To Apply For PAN Card Online/Offline In India (2019) Correction/New

How To Apply For PAN Card Online/Offline In India (2019) Correction/New
How To Apply For PAN Card Online/Offline In India (2019) Correction/New
Next, if you’ve received a PAN Card and found any errors later OR you’ve shifted to a new place, thus wanted some changes in the PAN Card, in this case, we will teach you, How To Edit/ Make Corrections in PAN Card Online. Just to let you know, this is a Government matter and it should 100% legalised from all the side. Getting two or more PAN cards is completely illegal and has a fine charge of rupees 10,000 if caught. So don’t expect any such illegal trick from msnTarGet.com in any form of content.

Here, each character which is used in the PAN Card number has a particular meaning, like for Limited Liability Partnership (LLP) – E is used. For Trust (AOP) – T is used and Individual (Proprietor – P is used). For Artificial Juridical Person – J is used and for Local Authority – L is used. For HUF (Hindi Undivided Family) – H is used and for Government identifications – G is used. For Firms, F is used and for a Company – C is used. For Body of Individuals (BOI) – B is used and for Association of Persons (AOP) – A is used.

Searches related to How To Apply For PAN Card mainly includes – Duplicate PAN Card Online, PAN Card Download, PAN Card details, PAN Card Application Form, UTI PAN Card, PAN Card Online Print, PAN Card Correction Form and View PAN Card Online. Here, we also want to disclaim that in near future, along with upcoming Artificial Intelligence and latest technology, steps to Get the PAN Card may change or vary, thus the steps mentioned below are completely accurate keeping in mind what works in October 2018 (and upcoming nearby months). Even if the changes are observed, please make sure to keep in mind that steps will be uploaded on official website of PAN Card which is www.nsdl.com.

Documents Required For PAN Card?

There is an unexpectedly long list of documents required for applying for PAN Card offline and online. But, we’ve divided in the same into three parts – (i) documents which are expected as a proof of identity, (ii) documents which are accepted as a proof of date of birth and (iii) documents which are expected as a proof of address. So let’s begin with the first things first –

List of All The Documents Required for Making PAN Card and are accepted as a proof of Date of Birth

  • Affidavit mentioning the Date of Birth of individual and is undersigned by the Magistrate.
  • Domicile Certificate (Mool Niwas Pramaan Patra in Hindi) issued by either State Government or Central Government of India.
  • PPO or Pension Payment Order, mainly for Government Employees.
  • Marriage Certificate, issued by Official Of Marriage Registrar.
  • Passport of an Individual.
  • Driving License of an Individual.
  • Aadhar Card of an Individual.
  • Certificate of Birth issued by Indian Consulate
  • Matriculation Certificate from a recognized board
  • Birth Certificate which is issued by any office or authority which is specifically authorized to issue the Death Certificates as well, eg. Municipal Authority.

List of All The Documents Required for Making PAN Card and are accepted as a proof of Identity

  • Pensioner Card copy with Applicant’s photograph
  • Central Government health scheme
  • Arm’s License
  • A certificate issued by an authorised Bank of India that should be duly attested
  • containing applicant’s photo and the bank account number
  • Photo ID Card which is issued by Central Government, State Government or any undertaking of the public sector like University or College
  • Driving License
  • Ration Card having applicant’s photo
  • Aadhar Card
  • Passport, Voter ID Card.

List of All The Documents Required for Making PAN Card and are accepted as a proof of Address

  • Property Registration Documents
  • Allotment letter of accommodation issued by Central or State Government of note more than three years old
  • Driving License
  • Domicile Certificate Allotted by Government
  • Latest Order for Property Tax Assessment
  • Passbook of post office account containing the applicant’s address
  • Statements of Credit Card
  • Statements of Bank Account
  • Passport of Spouse
  • Passport
  • Aadhar Card
  • Voter ID Card containing a photograph
  • Bills for Broadband connection
  • Landline connection bills
  • electricity bills etc.

Why PAN Card Is Important Document To Have?

  • Without PAN Card You Cannot File Income Tax Returns: Each and every PAN Card issued to the people on Planet, have one thing in common i.e. “INCOME TAX DEPARTMENT” written on them. All those who are eligible for Income Tax in India (keeping various conditions of Government of India in mind), it is mandatory to file IT Returns. And, it is not possible to file one without PAN Card.
  • Without PAN Card You Cannot Open A Bank Account: Reserve Bank of India has even made it mandatory for all the Banking institutions irrespective of the fact that whether it is a private or Governmental bank, before opening the Bank Account of an individual, one has to have a PAN Card details submitted.
  • Without PAN Card You Cannot Purchase A Jewellery: On 7th October 2017, Jewellery sector captured the headlines that “Now no PAN Card required for Jewellery purchase of over Rs. 50,000.” But what if you’re going for a 5 Lakh Jewellery purchase, the owner of the shop will have to issue the receipt with PAN Card details uploaded to the required website.
  • Without PAN Card, Foreign Exchange Is Not Possible: Thinking of leaving the nation for some official or unofficial work and going to foreign. First of all, not having a PAN card will bring uncountable hinderances in your passport making procedure. And, later, foreign exchange is not allowed without a PAN Card.
  • Without PAN Card You Cannot Have Telephone Connections: Telephone connections and New SIM cards have always been a field of high security. Reason being, any kind of fraud, assault or unusual crime can be proved successful with the help of Calling/ SMS/ Multimedia etc. Now, if you want to set up any of these, having PAN Card as a part of important identity proof is mandatory.
  • Benefits Of Having A PAN Card
  • Helps In Buying & Selling Property: These days, owners are not those who used to be a couple of years back. At the time of renting their property, first, they ask for Advanced Payment and along with that, PAN card, as a part of identity proof. PAN Card also works as an ID Proof in the case of buying and selling a property.
  • Helps In Receiving Heavy Loan Amounts: Whether it is an educational loan, personal loan, car loan, business loan or anything, All banking and financing institutions have already been ordered by Reserve Bank of India that it is mandatory to submit the PAN card details of the individual interested in taking loans at the time of submitting of application.
  • Works As A Strong Proof Of Identity: There are few aspects of rules and regulations in India, in which age matters a lot. Like marrying in the society, minimum age of 21 years for men and 18 for women. Making a driving license, minimum 18 years of age. Thus, either you’re applying for a Passport, or a Driving License etc., PAN Card works as a proof of identity and age proof as well.
  • Helps In Getting a Debit Card or Credit Card: It is mandatory for each and every individual living in India to meet the criteria set by the Government of India, in fulfilling the Income Tax. No bank of a financial institution is allowed to issue any kind of Debit Card, Credit Card or Payment Card if your PAN Card is not valid.
  • Helps In Cash Deposit At Any Bank Of India: According to the new rule of Reserve Bank of India, which is mandatory for all other banks in the nation, if a person deposits more than 50,000 Indian National Rupee in cash, the cashier will have to submit the PAN Card details of the individual as well. Thus, not having a PAN card, in this case, can create a problem.

How To Apply For PAN Card? New PAN Card Application Form

Before going to the steps, just learn about the exact amount you need to pay off getting PAN Card. Just remember that the amount is totally different for Indian and Foreign Citizens. But Rs. 5 (Indian national rupee) is common in both the cases as an online transaction charge. To Apply for a new PAN Card, any Indian Citizen will have to make the online payment of Indian National Rupee 116 (+ Rs. 5 as an online payment or transaction charge). And, if a foreign citizen is looking for making a new PAN Card in India, he/ she will have to pay a total of rupees 1020 (+ Rs. 5 as an online transaction payment charge). Using below mentioned easiest possible steps, you can Apply Online for PAN Card online –

STEP 1: See, 8 August 1996 founded Indian central securities depository based in Mumbai – National Securities Depository Limited or NSDL. And, 1993 founded IT Service Managment Company – UTI Infrastructure Technology And Services Limited or UTIITSL, both are given the official and authentic contract to apply for PAN Card online. Thus, you can visit an official website of any of the two. Here, www.nsdl.co.in is the official website of National Securities Depository Limited. And, www.utiitsl.com is the official website of UTI Infrastructure Technology And Services Limited.

STEP 2: Once click on the above link on the official website, you will be redirected to a URL – https://www.onlineservices.nsdl.com/paam/endUserRegisterContact.html. On this page, starting with the top, from the side of Tax Information Network of Income Tax Department, there are two options initially, Apply Online and Registered User. Here, you will have to go for Apply Online. Just the Application Type from the drop-down menu out of – New PAN – Indian Citizen (Form 49A), New PAN – Foreign Citizen (Form 49AA), Changes or Correction in Existing PAN Data/ Reprint of PAN Card (No changes in existing PAN Data). Forget the third one if you’re applying for the first time. And, select out of first and second option accordingly.

STEP 3: Now switch over to Category and select any one out of the following from the drop-down menu – Individual, Association of Persons, Body of Individuals, Company, Trust, Limited Liability Partnership, Firm, Government, Hindi Undivided Family, Artificial Juridical Person, Local Authority. Now switch over to Applicant information which holds conditions like 1. Initials are not permitted in the first and last name. 2. Applicant’s identity proof, proof of address and proof of date of birth should contain the exact name as mentioned in this field. Now, select the Title, Enter the last name/ surname, first name, middle name, date of birth/ incorporation/ formation, email ID and Mobile Number. Next enter the right Captcha Code and press Submit button.

STEP 4: Now comes the most crucial step i.e. Submission of documents, the appropriate list of which you just read above. Now, this can be done through three major methods. Either you physically deposit all the documents to NSDL office. The second option is to scan and upload the documents online on NSDL website. And, third and easiest is to just provide your Aadhar Number and remaining documents will be automatically verified by NSDL through Aadhar ID. 

STEP 5: If you choose to go with Aadhar Card only, you will just have to go through OTP (One Time Password) and Direct Payment option. The procedure of going through the AO Code or Assessing Officer Code is extremely simple but seems extremely complicated because of terminology only. It is as simple as merely selecting correct choice out of four i.e. Government Category, Defence Employees, Foreign Citizens and NRI and Indian Citizens etc. Further, there are remaining personal details needs to be entered while choosing the AO Code i.e. you need to select your state and area of residence.

STEP 6: Here at this point, AO code becomes a little bit complicated, when keeping different categories in mind like companies, non-salaried people, government servants, private sector employees, etc., you will have to select your AO Code. But, the good part is, your CA or Chartered Accountant can help you out with this. List of all the AO codes will automatically appear on your screen just a few seconds after you have successfully and correctly opted out for the State and Area or Residence. Once you click on the correct AO code, it will get automatically filled up in the form.

STEP 7: Now you will just have to select the documents you have submitted as a Proof of Identity, Proof of Address or Proof of Age or Date of Birth. The next step is to make the successful online Payment. Nearly 120 rupees will have to be paid by the Indian Citizens online. After successfully making the online Payment, you will be sent an Email containing each and every detail of the procedure. You can track your PAN card as well through that mail only, thus keep the details saved with you for future references.

How To Change Address In PAN Card?

Irrespective of what the reason it is, if you’re willing to change the address in your PAN card, just follow the below mentioned steps.

STEP 1: First of all, visit the official website of NSDL or National Securities Depository Limited i.e. www.nsdl.co.in.

STEP 2: Find this written on the page – “Select the category of the applicant,” keep scrolling down until you get this.

STEP 3: Before clicking on the select button, choose your category from the drop-down menu out of (individual/partnership firm/association of persons/body of an individual, etc.). For most people, it would be individual.

STEP 4: After entering all the personal details, checking the box inside for which you make the corrections, enter the PAN number at the right place and following the remaining easy steps given there.

Complete Correction/ Editing Guide for PAN Card

In the editing or correction procedure of PAN Card, in a major, though you will have to go through four detailed steps i.e. Guidelines, Personal Details, Contact and Other Details and Document Details. Apart from that, when you tick as the applicable address for communication out of residence and office, Important instruction for paperless PAN application through e-KYC (only for Individual) are provided by the board. 

1. The address used in the Aadhar Card would be used in the PAN application as residence address and no need to fill residential address. 

2. PAN Card will be dispatched at the address mentioned in Aadhar Card.

3. If the length of address as per Aadhar Database exceeds the length as specified by Income Tax Department then you will not be able to avail e-KYC service. In the beginning, the first step is same as when Applying for New PAN Card. Visiting above mentioned links of NSDL website is mandatory. Thereafter, instead of selecting the New PAN Application Form number, candidates should go through “Changes or Correction in Existing PAN Data/ Reprint of PAN Card (no changes in existing PAN Data).” Next option is to fill all the required details and click on the submit button.

For any queries related to How To Apply For PAN Card Online/Offline In India, please make sure to comment below. We’re not yet closed, have lots of interesting reads for you by MsnTarGet.com, make sure to go through below provided links –

It is likely to be a strong start to the market on Monday morning, tracking good moves in Asian markets as well as on the SGX Nifty.

After a volatile session, the Nifty 50 managed to close above the 10,700 levels on January 4, tracking positive sentiment in global peers ahead of trade talks between the US and China next week.

The 30-share BSE Sensex rose 181.39 points to 35,695.10 while the Nifty 50 climbed 55.10 points to close at 10,727.40. For the week, indices fell 1 percent and 1.2 percent, respectively, and formed 'Bearish Engulfing' pattern on the weekly charts. soas.in

The Hammer candle on a daily scale followed by Bearish Engulfing Body on the weekly scale indicates both the bulls and bears are having a tug of war. Formation of Hammer in daily charts suggests a bounce back move while the formation of a Bearish candle on the weekly scale suggests multiple barriers at higher zones.

A Bearish Engulfing pattern consists of two candles. One candle is usually a small candle which is followed by a large black or red candlestick pattern that engulfs the short one or the previous candle.

India VIX fell by 3.74 percent at 16.16 levels. VIX needs to hold below 16 zones to again get a bounce back move in the market. msnTarGet.com

Stay tuned to Moneycontrol to find out what happens in currency and equity markets today. We have collated a gist of important stories from across news agencies.

What changed for the market while you were sleeping? 10 things you must know

What changed for the market while you were sleeping? 10 things you must know
What changed for the market while you were sleeping? 10 things you must know

Asian markets

Asian shares got off to a rousing start on Monday as a dovish turn by the Federal Reserve and startlingly strong U.S. jobs data soothed some of the market’s worst fears about the global outlook, Reuters reported.

Investors are keen to see how Chinese markets react to the central bank’s policy easing announced late on Friday, which frees up around $116 billion for new lending.

Chinese officials also meet their U.S. counterparts for trade negotiations starting later Monday, the first face-to-face talks of the year. Fun2Ind.com

US Markets

The Dow Jones Industrial Average closed 746.94 points higher at 23,433.16, or 3.3 percent, and briefly rose more than 800 points, CNBC reported. The S&P 500 rallied 3.4 percent to 2,531.94, with the tech sector gaining more than 4 percent. The Nasdaq Composite climbed 4.26 percent to 6,738.86. This was a rebound from Thursday's plunge, which was triggered by a massive drop in Apple's stock.

Stocks took off after Powell hinted the central bank could pause its rate hikes, something this beaten-down market was waiting for. "As always, there is no preset path for policy," Powell said. "And particularly with muted inflation readings that we've seen coming in, we will be patient as we watch to see how the economy evolves."

SGX Nifty

A gap-up opening is likely as Nifty Futures on Singaporean Exchange were trading over 100 points higher. The futures traded around 10,890-odd levels. mobask.com

Rupee

The Indian rupee Friday rebounded by 48 paise to settle at 69.72 against the US dollar in line with smart gains in domestic equities and uptrend in other emerging market currencies, PTI reported.

Also, sustained selling of the American currency by exporters and banks propped up the rupee after two successive sessions of fall, traders said. soas.in

Oil prices rise on trade talks and supply cuts, but global economy concerns linger

Oil prices rose by around 1 percent on Monday, lifted by optimism that talks could soon resolve the trade war between the United States and China, while supply cuts by major producers also supported the market, Reuters reported.

Brent crude futures LCOc1 were at $57.61 per barrel at 0111 GMT, up 55 cents, or 1 percent, from their last close.

US West Texas Intermediate (WTI) crude oil futures CLc1 were at $48.49 per barrel, up 53 cents, or 1.1 percent.

Financial markets were being lifted early on Monday on expectations that face-to-face trade negotiations between delegates from Washington and Beijing, due to start on Monday, would lead to an easing in tensions between the two biggest economies in the world. msntarget.com

FPI outflow at Rs 83,000 crore in 2018 on crude price rise, rupee depreciation

Overseas investors pulled out over Rs 83,000 crore from the capital markets in 2018, after pouring in a record Rs 2 lakh crore in the preceding year, on the back of rate hikes in the US, rise in global crude prices and rupee depreciation, according to a PTI report.

Moreover, the flows are expected to be range-bound in 2019 as FPIs may continue with a cautious stance until there are concrete signs of economic recovery and certainty over the formation of a stable government after the general elections, said Himanshu Srivastava, a senior analyst at Morningstar Investment Adviser.

Foreign portfolio investors (FPIs) made a net withdrawal of about Rs 83,146 crore from the Indian markets in 2018. This comprises Rs 33,553 crore from equities and Rs 49,593 crore from the debt market, according to data available with depositories.

6 of top-10 companies lose Rs 38,153 crore in m-cap

The combined market valuation of six of the 10 most valued companies slumped by Rs 38,152.86 crore last week, with Reliance Industries Ltd (RIL) taking the steepest hit, PTI reported.

While Tata Consultancy Services (TCS), RIL, HDFC Bank, HUL, ITC and HDFC suffered losses in their market capitalisation (m-cap) for the week ended Friday, Infosys, State Bank of India (SBI), Kotak Mahindra Bank and ICICI Bank made gains. fun2ind.com

RIL's market valuation tumbled by Rs 16,955.65 crore to Rs 6,96,639.64 crore.

The m-cap of Hindustan Unilever Ltd (HUL) dropped Rs 8,626.12 crore to Rs 3,85,361.63 crore and that of TCS dived Rs 8,198.96 crore to Rs 7,03,178.13 crore. mobask.com

Ministerial panel approves Kerala's request for additional disaster cess under GST

A ministerial panel on January 6 allowed Kerala to levy an additional calamity cess of 1 percent under the Goods and Services Tax (GST) regime.

"Kerala will be permitted to have 1 percent cess on the value of goods and services across all or select items for two years," said Thomas Isaac, the state's Finance Minister, after meeting a group of ministers in the national capital.

According to BloombergQuint report, the items that will bear the additional tax will be decided by the state.msntarget.com

Govt to launch delayed second round of oil block auction on January 7

After months of delay, India will on January 7 launch the second auction of 14 blocks for prospecting of oil and gas in an attempt to raise domestic output to cut imports, according to a PTI report.

Officials said the Open Acreage Licensing Policy (OALP) bid round-II, with 14 blocks measuring 29,333 square kilometres in aggregrate area on offer, will be launched by Oil Minister Dharmendra Pradhan on January 7.

India had in July 2017 allowed companies to carve out blocks of their choice with a view to bringing about 2.8 million sq km of unexplored area in the country under exploration.

MFs add Rs 1.24 lakh crore to asset base in 2018 on SIP flows

Mutual funds have added a staggering Rs 1.24 lakh crore to their asset base in 2018 assisted by consistent increase in SIP flows and a robust participation of retail investors despite volatile markets, PTI reported. fun2ind.com

The asset under management (AUM) of the industry grew by 5.54 per cent or Rs 1.24 lakh crore to Rs 23.61 lakh crore at the end of December 2018, up from Rs 22.37 lakh crore at the end of December 2017, latest data available with the Association of Mutual Funds in India (Amfi) showed.

The year 2018 also marked the sixth consecutive yearly rise in the industry's AUM after a drop in the two preceding years.

The pace of growth, however, declined for the asset size in 2018 as compared to the previous year. The industry saw a surge of 32 per cent in the AUM or an addition of over Rs 5.4 lakh crore in 2017.

MsnTarGet.com

Satish Kumar

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